<!-- citation-library:start --> ## Citation reference Beal Bank v. Arter & Hadden (2007) 42 Cal.4th 503, 66 Cal.Rptr.3d 52, 167 P.3d 666 > [!info] Working notes > This is a personal working note. Citation details are for reference; opinion and current-status verification may still be pending. <!-- citation-library:end -->